Can I apply without a U.S. credit history?

Yes. US Credit Card is specifically designed for international students who are new to the U.S. financial system. No prior credit history is needed.

Do I need a Social Security Number (SSN) to apply?

No. You can apply and get approved without an SSN. Once you receive your SSN later, you can update your details in the app.

Can I get the credit card before I travel to the U.S.?

Yes. You can apply from India and receive your virtual card instantly. Your physical card will be shipped once you're in the U.S.

How long does the application take for US Credit Card?

Just 2-5 minutes. You'll need your passport, I-20, and U.S. student visa copy.

How does the US Credit Card help?

Helps build a U.S. credit history from day one, which can later be used when applying for car loans, home loans, rental agreements, and even some jobs.

US Credit Card

Build Your
US Credit History

Whether you’re preparing to study in the U.S. or already settling in, we’ve got you covered. A U.S. credit card helps you build credit from day one, unlocking better rates on loans and insurance, easier approvals for rentals and refinancing, and even boosting job applications. Plus, enjoy everyday perks like cashback rewards, strong fraud protection, and smarter financial control.

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US Credit Card (without SSN)

Get a U.S. credit card before you even land in America. No SSN or U.S. address required.

No SSN needed, apply with passport and visa

Up to $15,000* credit limit

Instant approval & virtual card

Zero annual fee

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Build Your US Credit History

Build Your
US Credit History